About Quantixr
Quantixr helps alternative lenders and microfinance institutions assess SME risk with evidence they can inspect, explain and challenge.
A reviewer submits the business details and recent bank statement. Quantixr brings trading health, business stability, location context and verified digital signals into one transparent risk report. It supports a reviewer’s judgement; it does not replace it.
Useful risk context depends on reliable local data. Cape Town offers strong municipal and household datasets, a focused market to validate the product, and enough depth to model suburbs honestly before expanding to other metros.
Quantixr is solo-built by Lethabo Modika, a finance student at UCT. It began with a simple concern: capable SMEs are often judged through thin records and generic models that miss how South African businesses actually trade.
Quantixr uses real public and verifiable sources, including SAPS crime statistics, City of Cape Town household data and NCR sector information. Financial arithmetic is deterministic, component weightings are fixed, and AI is limited to explaining the calculated result in plain language. The goal is not a black box with a confident answer. It is a useful record of the evidence behind a decision.
